Claims Made vs Occurrence – The Important Differences

Claims Made vs Occurrence – The Important Differences

One of the first things to look at when evaluating an insurance program for a design professional is whether they are on a claims made vs occurrence policy form. Here’s a brief description of the differences (from a/ePronet): Claims Made vs Occurrence Most...
PDI is Your Source for RLI Design Liability Coverage

PDI is Your Source for RLI Design Liability Coverage

RLI Design Liability Coverage RLI is a program that we began working with nearly 10 years ago.  Architects/Engineers E&O was new to RLI, but not to the folks that headed up the program.  They built their program from the ground up with education being a major...
Do General Contractors Need Professional Liability Insurance?

Do General Contractors Need Professional Liability Insurance?

The General Contractor has the same “vicarious liability” for the negligent acts, errors or omissions of their professional subconsultants as they do for the non-professional subcontractors. The General Contractor cannot rely solely on the hold harmless indemnity...
The Advantage of Using a Specialist

The Advantage of Using a Specialist

At PDI, we do one thing – Architects and Engineers Errors & Omissions (E&O) Insurance, and related coverages. Unlike a generalist wholesaler, we don’t write the occasional E&O policy. We don’t casually know a couple E&O...
Privacy/Network Security Insurance

Privacy/Network Security Insurance

Privacy/network security coverage is relatively new and unlike many other coverages the offerings vary significantly by insurer. The typical policy offers coverage for both first party and third party losses. First party coverage is where the insurer covers the...
Design Insurance Claim Scenarios

Design Insurance Claim Scenarios

One of our carriers, RLI, has published a list of claim scenarios that relate to Design Insurance. These scenarios show what a difference it makes when your broker and your carrier specialize in design insurance. Call us today for a quote on any accounts you are...