Professional Liability Insurance for General Contractors

Professional Liability Insurance for General Contractors

We get asked a lot of questions about design insurance for General Contractors and why they might need professional liability coverage. Below are some frequently asked questions about general contractors and professional liability.   The General Contractor has...
Continuing Phase Services Coverage

Continuing Phase Services Coverage

Design professionals are responsible for creatively conceptualizing and designing a project. The contractor’s job is to find the most efficient way to construct this design. Both sides of this process function independently – however, they must work together to...
Adequate Liability Limits

Adequate Liability Limits

Here’s a summary of a good article from RLI, on how to determine if your liability limits are adequate. In the article they discusses several things to keep in mind: The state the claim occurs in can have a major impact The type of damages (ie a loss of life...
Attorney’s Fees’ Clauses in Professional Service Contracts

Attorney’s Fees’ Clauses in Professional Service Contracts

In the world of claims-related contract clauses for design professional agreements, the indemnity and defense clauses get all the attention.  However, lurking in the shadow of the indemnity clause is a menacing cousin with potentially even greater and more frequent...
Misc Errors and Omissions (E&O) Insurance

Misc Errors and Omissions (E&O) Insurance

We specialize in insuring design build professionals, but our misc E&O programs can cover a wide variety of firms with sales up to $1,000,000. Here’s a partial list of the business classes we can insure. Don’t see one you’re looking for? Give us...
Insuring Design-Build Risks

Insuring Design-Build Risks

Insuring design-build accounts entails understanding factors that are somewhat unique in the realm of insurance. Here’s an article from IRMI that does a good job of explaining some of the basic issues, namely:  1.) Risk Transfer is not enough – no one...