The General Contractor has the same “vicarious liability” for the negligent acts, errors or omissions of their professional subconsultants as they do for the non-professional subcontractors. The General Contractor cannot rely solely on the hold harmless indemnity...
We get asked a lot of questions about design insurance for General Contractors and why they might need professional liability coverage. Below are some frequently asked questions about general contractors and professional liability. The General Contractor has...
Design professionals are responsible for creatively conceptualizing and designing a project. The contractor’s job is to find the most efficient way to construct this design. Both sides of this process function independently – however, they must work together to...
Here’s a summary of a good article from RLI, on how to determine if your liability limits are adequate. In the article they discusses several things to keep in mind: The state the claim occurs in can have a major impact The type of damages (ie a loss of life...
In the world of claims-related contract clauses for design professional agreements, the indemnity and defense clauses get all the attention. However, lurking in the shadow of the indemnity clause is a menacing cousin with potentially even greater and more frequent...
We specialize in insuring design build professionals, but our misc E&O programs can cover a wide variety of firms with sales up to $1,000,000. Here’s a partial list of the business classes we can insure. Don’t see one you’re looking for? Give us...