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Insuring design-build accounts entails understanding factors that are somewhat unique in the realm of insurance. Here's an article from IRMI that...

We get asked a lot of questions about design insurance for General Contractors and why they might need professional liability coverage. Below are...

When an architect or engineer visits a construction site, they are not a safety inspector, a superintendent, or responsible for the contractor’s means and methods. Most design professionals understand this instinctively. The problem is that courts, clients, and injured workers don’t always see it the same way. The distinction between construction observation and construction supervision is one of the most consequential liability issues in the design professions, and one of the most misunderstood.

The word standard implies many things. A bar to be cleared; a rubric to be followed. But for design professionals, the word becomes tricky when...

When a large construction project gets underway, professional liability insurance is rarely simple. Multiple design firms, interconnected scopes, and years of exposure create risks that standard practice policies may not adequately cover. Project-specific professional liability insurance and owners protective coverage offer structured alternatives — but the differences between them matter enormously when a claim arises. Here’s what owners and design professionals need to know.