Package (BusinessOwners) Insurance for Architects & Engineers

We specialize in professional liability for design companies, architects and engineers. We also offer a full line of other coverages specifically tailored for architects & engineers.  (these coverages are ONLY available for architects & engineers).

See our Full PDF Brochure or choose a link to below to read an overview of coverages available. (coverages and limits are subject to change, please consult the policy form for the actual coverages, limits, terms and conditions.)

Coverages Available

Property Coverages

Liability Coverages

Excess Liability

Auto Coverages

Workers Compensation Coverages

 

 

Give us a call and let us go to work for you. We are experts in professional liability insurance and we’ll make insurance one less worry for you.

Property Coverages

  • Full Replacement Cost
  • No coinsurance
  • Business Income and Extra Expense
  • Ordinance or Law – $250,000 limit
  • Interruption of Computer Operations – $500,000 limit
  • Claims Data Expense – $10,000
  • Equipment Breakdown
  • Newly Acquired Property – up to 180 days
  • Property off-premises
  • Valuable Papers – $100,000 blanket. Can increase
  • Accounts Receivable – $250,000 blanket Can increase
  • Fine Arts – $100,000 blanket. Can increase
  • Computers & Electronic Data
  • Contract Penalty Coverage – $25,000
  • Identity Fraud – $25,000
  • Utility Services – $25,000 can increase
  • Outdoor Property – $10,000
  • Water Backup & Sump Overflow – $25,000 can increase
  • Money & Securities – $25,000 can increase
  • Employee Dishonesty – $50,000 can increase
  • ERISA – $100,000 can increase
  • Green Building & BPP Upgrade Endorsement Available
  • Tools, Equipment and Watercraft Optional Endorsement

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Liability Coverages

  • Medical Payments – $10,000 incl
  • First Aid & Good Samaritan Services
  • Damage to Premises Rented to You – $1,000,000
  • Non-Owned Watercraft
  • Canoes & Rowboats
  • Aircraft Chartered with Crew
  • Per Project & Location General Aggregate
  • Electronic Data Liability
  • Newly Acquired or Formed Organizations
  • Unnamed Partnerships & Joint Ventures
  • Blanket Additional Insureds
  • Waiver of Subrogation
  • Amended Personal & Advertising Injury
  • Amended Insured Contract
  • Amended Bodily Injury

Optional Liability Endorsements

  • Hired & Non-Owned Auto Liability
  • Hired Car Physical Damage
  • Scheduled Additional Insured
  • Foreign Liability
  • Watercraft Liability
  • Employee Benefits Liability
  • Stop Gap Coverage for Monopolistic States
  • Notice of Cancellation to Designated Entity

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Excess Liability for Architects & Engineers

Follow Form for the Underlying for the following coverages:

  • General Liability
  • Auto Liability
  • Employers Liability
  • Employee Benefits Liability

 

Excess Liability Optional Endorsements

  • Per Project or Per Location General Aggregate Limit
  • Primary & Non-Contributory for Add’l Insureds
  • Blanket Waiver of Subrogation as required by contract
  • Notice of Cancellation to Designated Entity

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Auto Coverage

  • Broad Form Named Insured
  • Employees as Insured
  • Blanket Add’l Insureds
  • Blanket Waiver of Subrogation
  • Employee Hired Autos
  • Fellow Employee Coverage
  • Auto Loan/Lease Gap Coverage
  • Glass Repair – waiver of deductible
  • Hired Auto Physical Damage – Loss of Use
  • Hired Car – Worldwide Coverage
  • Rental Car Expenses
  • Amended Bodily Injury Definition – Mental Anguish
  • Airbag Coverage
  • Railroad Easement
  • Coverage Extensions – Audio, visual & data
  • Electronic Equipment
  • Notice of and Knowledge of Occurrence
  • Personal Effects
  • Unintentional Errors & Omissions
  • Hired Auto Physical Damage – Up to $60,000
  • Towing Coverage

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Workers Compensation

  • Waiver of Subrogation
  • Notice of Cancellation to Designated Entities
  • Employers Liability Increased Limits
  • USL&F – if any basis up to 10% payroll
  • Premium Audit – Streamlined process

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