Indemnification & Duty to Defend These are terms we use everyday, and at first glance they seem pretty straightforward, but as is often the case in insurance, they can be quite complicated and nuanced. Here’s a few sections on indemnification and duty to...
(Updated 2025) We recently came across a study that shows the number of licensed architects by state. Since many of our retail agents specialize in insuring architects and design professionals and do business in multiple states, we thought you might find the study...
Does utilizing construction contracts for design services impact my common law Standard of Care? Using a construction contract for design services may well alter a design firm’s Standard of Care, particularly if the construction contract contains warranties or...
COPYRIGHT RIGHTS AND WRONGS Copyright seems like a rather lofty notion. Few put copyright at the top of their list of must-haves in contract negotiations, and even fewer take the time to actually register their documents for copyright protection. But you do have...
What is the difference between defense and indemnification? What does is really mean when you agree to defend as well as indemnify? It means that long before any legal liability is established, you have an obligation to retain an attorney and mount a defense on your...
Construction Contracts and Bankruptcy: The Ultimate in “Value Engineering” You have just learned that the other party to your contract has filed for bankruptcy. That party owes you money for past work and the project is not yet completed. This is a difficult and...
