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Industry news and insights.

Owners and Contractors Protective Liability Insurance

Owners and Contractors Protective Liability (also known as OCP or OCPL policy) covers the interest of the owner of a property for the duration of a...

Document Retention: Rules of Thumb for Design Professionals

In an age of cloud storage and terabyte-sized digital memory, it may seem easy to keep everything forever. But for architects and engineers, knowing how long to retain project documents is a legal question as much as a practical one — and getting it wrong in either direction carries real risk.

Architects & Engineers Coverage

PDI has programs for a broad range of architects and engineers and other design professionals across the United States. Here are a few of the...

Insuring Design-Build Risks

Insuring design-build accounts entails understanding factors that are somewhat unique in the realm of insurance. Here's an article from IRMI that...

Professional Liability Insurance for General Contractors

We get asked a lot of questions about design insurance for General Contractors and why they might need professional liability coverage. Below are...

Observation vs. Supervision: A Liability Line Every Design Professional Needs to Understand

When an architect or engineer visits a construction site, they are not a safety inspector, a superintendent, or responsible for the contractor’s means and methods. Most design professionals understand this instinctively. The problem is that courts, clients, and injured workers don’t always see it the same way. The distinction between construction observation and construction supervision is one of the most consequential liability issues in the design professions, and one of the most misunderstood.