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AI Tools and Your E&O Policy: What Design Professionals Need to Know Right Now

AI Tools and Your E&O Policy: What Design Professionals Need to Know Right Now

Artificial intelligence tools are now embedded in everyday architectural and engineering practice — but the professional liability insurance market is changing fast in response.

Starting January 1, 2026, insurers began introducing generative AI exclusions that could leave design firms without E&O coverage for claims arising from AI-assisted work.

If your firm uses these tools, your current policy may not protect you the way you think it does. Read on to understand what’s changing, why it matters, and what your firm should do before the next renewal.

Design Insurance Risk Management

Design Insurance Risk Management

Many design firms attend risk management training sessions and implement certain practices based on an industry trend or project claim. Other firms...

Design Insurance Claim Scenarios

Design Insurance Claim Scenarios

One of our carriers, RLI, has published a list of design insurance claim scenarios. These scenarios show what a difference it makes when your broker...